Annuity Calculator

This online immediate annuity calculator is designed to provide regular distributions for this type of investment. These contracts start paying no later than a year from the date of purchase and continue to pay until the upfront investment and interest are depleted. A deferred annuity calculator is also available for approximating balances for deferred and variable fixed contracts.

This tool outputs the periodic payment that exhausts the balance of immediate annuities over the term of the contract based on the frequency of the payments, the size of the initial investment, and additional specified attributes. "Payment Frequency" refers to the structure (monthly, quarterly, or yearly) of the contract's payments. "Contract Term" is the length of the contract in years. "Expected Return" is the percent interest rate projected over the term. To adjust the estimated payout for inflation check off the "Inflation Adjustment" box and specify the anticipated inflation rate of the term.

Annuities are associated with a stream of fixed payments at regular intervals. The timeframe for these payments may be defined or continue in perpetuity. These contracts enable the holder to collect payments from an insurance company over the life of the contract. The contributions of the holder are used to purchase investments which appreciate tax-deferred.

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The results provided are intended to illustrate various investing scenarios and we do not guarantee the accuracy of the figures shown. This is not intended to provide any tax, financial, investment or legal advice. Consult with a financial professional to discuss your specific situation before making any decisions based on this information.

Learn more about this security: How do you calculate annuity payments? - What is an Annuity and How Does it Work? - Annuity Loan - Annuity Factor